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Facts About Your Auto Insurance Rates

Aug 21, 2015

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Facts About Your Auto Insurance Rates

These Los Angeles, CA Auto Insurance Facts Might Surprise You

You probably know a lot about your auto insurance. You have given your deductible some thought, have taken a look at the different coverage it offers, and know you have met the legal requirements with your policy. Do you know why you pay what you pay, though?

You deserve to be in-the-know about your insurance premiums, so we want to offer you these Los Angeles, CA auto insurance facts.  

  • The Color Does Not Matter. There is an urban legend floating around that certain car colors are costlier to insure. We would like to bust it! Your red car is not going to drive up your premiums (but the fact that it is a common model for accidents and theft will).
  • You Do, Though. While your car color may not count for much, the driver inside goes a long way in determining your premiums. For example, your job could help you get discounts (e.g. engineer discounts, teacher discounts), your membership in certain groups (e.g. AAA) can help you save, and your clean driving record will go a long way in slashing your premiums.
  • Your Coverage Should Change With Your Car. You might not think the little details matter when getting your auto insurance, but they actually do. Make sure you have the right mileage, right model, and all of your vehicle’s other details accurately listed on your auto insurance coverage to ensure you do not end up paying more than you need.
Want to know more about your rates and talk with an expert who can help you pay less? Contact Fuller Insurance Agency for all of your California auto insurance needs. Serving Long Beach and Los Angeles, our team of experts can go beyond just sharing facts about insurance, getting to know your specific situation and offering you the best protection for it.
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