As one of the most destructive natural disasters, we must protect our homes from floods. Despite popular disbelief, your homeowners’ insurance policy will not provide you with coverage against floods. Both flood and earthquake damage coverage must be purchased as a separate policy altogether.
There is an overwhelming amount of homeowners who find out they lack this necessary coverage once it is too late. In order to receive optimal protection of your home, you must obtain flood damage coverage. Flood insurance policies have a 30 day grace period in which you do not receive coverage, ensuring that homeowners do not obtain flood insurance once they hear of a storm’s arrival. Fuller Insurance Agency encourages you to receive the peace of mind you deserve for your home before it is too late with us by your side.
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The definitions are only a general description of the coverage.
You must read your policy for actual definitions, limitations, and coverage limits as each has their own language and coverage limits.