Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

A lot of things can happen in the workplace. As a business owner, you may be held responsible for alleged Employment Liability litigation, potentially costing thousands of dollars.

Even with compliant workplace policies and procedures, an employee may sue for Employment Liability litigation including harassment, discrimination, failure to promote/hire, or even wrongful termination.

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Employment Practices Liability Insurance (EPLI)

How to Mitigate Employee Lawsuits:

  • Educate managers and employees on Employment Policies
  • Review exposure loss
  • Create an employee handbook
  • Re-evaluate hiring procedures
  • Write detailed job descriptions for each position
  • Educate staff on employment and work conduct
  • Document detailed records for employee issues and solutions

Available Coverages Protect Against:

  • Wrongful termination
  • Discrimination
  • Sexual Harassment
  • Hostile Work Environment
  • Failure to Promote
  • Failure to Hire

The definitions are only a general description of the coverage.
You must read your policy for actual definitions, limitations, and coverage limits as each has their own language and coverage limits.

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