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Getting The Right Amount Of Auto Insurance Coverage

Nov 11, 2015

General Articles

Getting The Right Amount Of Auto Insurance Coverage

Do you know how much Los Angeles, CA auto insurance you need?

You know that you need auto insurance. You’re probably already aware that it’s against the law for you to go without it. Do you know how much you need, though? Determining the right Los Angeles, CA auto insurance policy isn’t always easy, but by answering these questions you can get started on the road to proper coverage. How much deductible can I pay? Your deductible is that amount you’ll need to pay your auto insurer in order to get your policy to pick up the tab after an accident. You should set it as high as you could comfortably pay in order to keep your monthly premiums low. What’s my driving like? If you use public transportation to get to work, have a short commute, or just don’t drive much in general, make sure your let your insurer know. They’ll adjust your policy according to how much you drive, helping you save. Also, think about your driving history. Better drivers save more! How much do I care about my car? If you’ve got an old beater, you might not care much for collision coverage since you could likely replace your vehicle for about as much as your deductible plus your monthly premiums. If, however, you have a sweet ride that you love, you should consider collision coverage to cover repairs after an accident and comprehensive coverage to cover things like theft, vandalism, and falling tree limbs. These questions will help you head down the road to the right Los Angeles, CA auto insurance, but you should also talk to an expert to make sure you get the right coverage. For more information about protecting yourself and your vehicle in Long Beach, Los Angeles, and the rest of California, contact Fuller Insurance Agency!
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