25 March, 2018 0
cyber insurance for your business

Why Your Small Business Needs Cyber Insurance

Learn why you need commercial cyber liability insurance.

While having standard business insurance in Southern California is a great way to protect against most risks, you will need a special policy to ensure that your digital data and cyber liability are secure.  Here’s what you need to know about cyber liability insurance and why your small business needs it.

What is cyber liability insurance?

Cyber liability insurance is a type of policy that covers the risks associated with doing business online.  It covers privacy issues, online issues of intellectual property infringement, viruses, and other hazards passed through the internet that might affect your business.

What does it cover?

The coverage offered by cyber liability insurance is quite extensive.  For instance, this type of policy will cover the lost sales resulting from a data breach and will also cover the cost associated with informing customers about the breach.  Additionally, this policy offers business interruptions coverage that will keep your business up and running despite the lack of revenue.  Cyber liability insurance can also cover the costs associated with recovering compromised data and repairing damaged computer parts and systems.

Who needs this coverage?

Basically, any business that operates a website or conducts business over the internet should have this type of coverage.  Not only will this coverage protect your business, but it can also help you take care of the customers that offer you their trust and continued business.

If you are looking to find the right cyber liability insurance for your business, then turn to the experts at Fuller Insurance Agency.  Located in Southern California, we are ready to assist you with all your business insurance needs.  Contact us to get started today.

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