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17 July, 2018 0
specialty commercial insurance

Did You Know that These Professions Need Insurance?

You might be surprised to know that these professions require insurance protections.

As a general rule, it’s best to assume that all businesses (regardless of size, scope, and industry) require commercial insurance in Los Angeles, California.  However, there are some professions that you may have never thought about in an insurance sense.  Curious to learn more?  Here are some of the surprising professions that require insurance coverage.

Drone Operators

Aerial photographers and other professional drone operators are actually required to carry insurance coverage.  When you think about it, this actually makes sense as improper drone use could result in bodily injury, property damage, and a host of other liability issues.  Obviously, the best way to manage these liability risks is by having the proper commercial coverages in place.

Rideshare Drivers

Most rideshare drivers use their own vehicles to transport clients.  While you might think that these drivers would simply rely on their personal auto insurance policies, you may be surprised to know that these drivers also require the coverage offered by a commercial auto policy.  This is because personal auto policies will not offer protection when a car is being used for commercial purposes.  Oftentimes, large ridesharing companies (such as Uber and Lyft) offer coverage for their drivers.

Dog Walkers

While you think about it, dog walking is actually a very high-risk profession.  Dog walkers have to contend with the risk of the dogs causing injury or property damage and have to be ready for the possibility of a dog running away or getting injured while under their care.  This is why those involved in this profession usually require specialty dog walking business insurance to address their unique liability risks.

There are some of the surprising professions that require insurance coverage.  Not sure if your business needs specialty insurance?  Then don’t hesitate to contact the experts at Fuller Insurance Agency in Southern California.  Our dedicated team is ready to assist you with your commercial insurance in Los Angles, California today.

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