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Shopping Centers

Shopping Centers

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We are experienced in insuring specialty businesses, including shopping centers. We understand the responsibility associated with owning a shopping center, as your tenants rely on you for a safe place to operate business.

Every commercial property is different and each has their own unique set of insurable issues, which must be addressed and understood.

Ask yourself these questions:

  1. 1. Do you have adequate limits to replace the building with the new building codes or just protecting the bank and loan?
  2. 2. Do I have enough liability, or loss of rents coverage?
  3. 3. Who insures the tenant improvements at the location?
  4. 4. Does your anchor tenant cover some of the building and liability at your location?
  5. 5. On a triple net lease are you having the tenant’s insurance policy protect your interest, or do you charge back the tenant’s the cost of your insurance making sure you have adequate limits protecting you at all times?
  6. 6. Do you require all your tenants to provide you with a copy of their liability coverage and possible professional liability policy, or did you just inherit their exposure?
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