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What Renters Insurance Offers

Aug 10, 2015

General Articles

What Renters Insurance Offers

A Few Ways Los Angeles, CA Renters Insurance Can Protect You

It is commonly believed that if you are renting, you do not need to get insurance for the place you live. While it is true that your landlord’s insurance will cover your building, it does not protect your personal property or your liability. Since you have thousands of dollars’ worth of stuff stored in your apartment, you want to think about getting renters insurance to protect it.

So you can know exactly what this type of coverage will get you, here is a quick guide to the protection Los Angeles, CA renters insurance offers.   

  • Protection For Your Belongings: People often underestimate the value stored in apartments, but if you totaled up the value of everything you keep in your rental you will quickly find it adds up. With renters insurance, loss of any or all of those items due to fire, theft, lightning, vandalism, and more is covered.
  • Protection For Your Liability: When you invite someone into your apartment, you also invite risk. What if someone trips over your rug, then sues you for the resulting medical expenses and lost wages? Fortunately, your renters insurance offers liability coverage so that you never have to worry about coming up with the money for those costs or legal fees.
  • Protection For Your Wallet: This may all sound well and good, but you are thinking you just cannot afford renters insurance. Well, we have good news! Renters insurance is one of the most affordable policies you can buy, and usually costs under $20 a month.
If you have any other questions about renters insurance and how it could protect you, contact Fuller Insurance Agency today. As California renters insurance experts, we are ready to help you get the coverage you need to safeguard what matters most to you. Whether you live in Los Angeles, Long Beach, or another of the surrounding cities, call us today!
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