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Protect Your Auto Insurance in Chino Hills, CA and Check Out How a Traffic Ticket Affects Your Insurance Premium

Aug 18, 2016

Uncategorized

Protect Your Auto Insurance in Chino Hills, CA and Check Out How a Traffic Ticket Affects Your Insurance Premium

Prevent increases in your auto insurance in Chino Hills and learn how a ticket affects your rates.

Safe driving is an essential aspect to keeping you safe and your insurance rates low. However, the more reckless you drive, the more your insurance rates increase. Traffic tickets can have major effects on your insurance rates. Keep your auto insurance in Chino Hills affordable and learn how a traffic ticket affects your insurance rates. Moving Violation vs. Non-Moving Violations. There are two types of traffic tickets given. Tickets for moving violations cover anything that happens when your car is in motion, like speeding or running a red light. Tickets for non-moving violations encompass any driving laws that aren’t related to movement like a parking ticket. While both types of tickets can affect your insurance rates, you’re more likely to be affected by a moving violation. Fix-It Tickets.  Sometimes you’re given a “fix-it” ticket, where you must make corrections to get out of the ticket. From fixing a broken taillight to putting your registration sticker on your car, as long as you fix the violation, you should be good to go. However, if you fail to fix the ticket, you could be liable for insurance rate increases. Minor Violations. There’s no such thing as a small moving violation. Even the smallest type of tickets, like not wearing your seat belt can contribute to insurance rate increases. You can expect to see rate increases of up to five percent. Moderate Infractions. When it comes to moderate offenses, your insurance rates will increase. Speeding even one mile per hour over the speed limit can increase your traffic ticket by up to 30 percent. Play it safe and avoid reckless driving altogether. That way you can keep your insurance premiums protected from any unnecessary increases. Serious Offenses. Traffic laws exist to keep everyone safe on the road. When you break a serious traffic law like driving under the influence of alcohol, you risk the lives of yourself and others on the road. Not only do you risk jail time, but you also risk extreme increases in your insurance rates. Some rate hikes after serious traffic offenses can increase your premiums by an average of 94 percent. Play it safe and follow the rules of the road. That way you can keep your auto insurance in Chino Hills affordable. Contact the professionals at Fuller Insurance Agency, located in Southern California, for assistance finding the right policies for your family in Chino Hills, Los Angeles, Long Beach, and surrounding communities.
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