Show you care about your holiday gifts by scheduling them.
Americans spend a lot
of money over the holidays. In fact, the U.S. Department of Commerce has reported over a trillion dollars of spending in the last quarter of the year!
The reason so much money is spent during the holidays is that people are buying gifts. The goal of those gifts is to give the important people in their lives reminders that they care. It’s important, then, that you show care for the gifts you receive.
How do you do that? One great option is to consider your insurance coverage. While you might just rely on your homeowners or renters insurance policy to protect your holiday gifts, you might come up against two issues. First, your policy has limits for how much coverage it offers. Secondly, it only protects against certain risks.
That means that if you lose the nice jewelry your sweetheart bought you, it won’t be covered! Even if it’s stolen, you still likely won’t have enough coverage due to your policy limits. Fortunately, there is a solution!
Talk to your insurance agent to schedule your holiday gifts into your policy. When you schedule items, you specifically list them in your coverage. They’re then covered for their full value and protected against a wider spectrum of risks. Plus, scheduled coverage is generally affordable (e.g. $1 for every $100 of coverage annually). The best way to protect the gifts you’re given is to talk to your agent about which ones might need to be scheduled into your policy.
Scheduling your holiday gifts into your homeowners insurance
or renters insurance
policy gives them better protection, giving you better peace of mind. Your loved ones got you gifts to show how much they care; show what it means to you by scheduling them in! To make that process easy, contact
Fuller Insurance Agency in Chino Hills, Long Beach or Los Angeles, California today.