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You Need Los Angeles Flood Insurance to be Ready for the Predicted California El Niño!

Dec 14, 2015

General Articles

You Need Los Angeles Flood Insurance to be Ready for the Predicted California El Niño!

El Niño is predicted to be massive in California this year! Get ready with Los Angeles flood insurance.

If you haven’t heard much about it yet, it’s only a matter of time until you do. Experts are saying that the El Niño coming to California this year is going to be a major one. In fact, authorities including the National Oceanic and Atmospheric Administration are comparing the coming El Niño to the one that struck in 1997. To refresh your memory, that system did over $500 million in damage in California alone! In order to get ready for the giant El Niño that’s predicted to hit California and avoid major expense yourself, you need Los Angeles flood insurance and these things.
  • Flood Insurance: Buying flood insurance should be your first priority. Your homeowners insurance doesn’t cover flooding, so this will be your first line of defense against El Niño! Plus, flood policies require a 30-day waiting period (unless required by a lender for a new purchase) before they become effective so you can’t wait to get your coverage.
  • Home Inventory: If flooding does damage your home and your personal property, having a home inventory will help you get back to normal quickly. Make a list of all of the items in your home to make filing your flood claim easier. Note values and include receipts, appraisals, etc.
  • Roof Inspection: Getting a roof inspection is one of the smartest things you can do right now. If you haven’t had your roof looked at by a professional in the last year, hire one to come out as soon as possible. Addressing needed repairs while they’re minor can save you a lot of money and hassle down the road.
Clearly, Los Angeles flood insurance is about to become a very important part of your coverage portfolio. Do you have the right policy to protect your California home against El Niño? For flood insurance in Chino Hills, Los Angeles, Long Beach, and the surrounding area, contact Fuller Insurance Agency.
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