Protect your health with long-term care insurance in Los Angeles.
As a healthy individual, you don’t think twice about the possibility of getting sick. However, as the average life expectancy increases, so do your risks for serious chronic illness. From cancer to Alzheimer’s disease, there are an array of crippling health issues that require long-term medical care. Although, such expenses can get expensive. From in-home care services to nursing home costs, nearly 70 percent of people over 65 are in need of long-term care. Ensure that you’ll get the coverage you need with long-term care insurance in Los Angeles. Check out why investing in long-term care coverage is a good idea.
- Most long-term care happens in your home. While you may think that long-term care refers to a nursing home, nearly half of services provided are given in your own home. With long-term coverage, you’re able to receive the care you need in the comfort of your own home.
- Medicare isn’t always enough. Medicare will provide you with some long-term coverage. However, keep in mind that it is conditional. Coverage only kicks in after the patient spends three-consecutive days in the hospital, and only gives up to 100 days of coverage. While you will get coverage, it’s only for a short amount of time, and if you haven’t spent three days in the hospital, you may not receive coverage. Long-term care insurance takes out the guess work and makes care more accessible.
- Long-term care is expensive. Medical bills, nursing staff, and medications can add up. Investing in long-term care insurance can significantly help to alleviate the financial burden of covering the cost of care.
Taking care of your health is of the utmost importance. Ensure that you have the long-term care insurance
coverage you need to cover the costs. Contact
the professionals at Fuller Insurance Agency
, located in Southern California, for assistance finding the right policies for your lifestyle in the Chino Hills, Los Angeles, Long Beach and surrounding communities.