Find out how your homeowners insurance protects you from these disasters.
As a homeowner, you know how important it is to take good care of your home. From routine maintenance to investing in the right homeowners insurance
, you take the necessary precautions to keep your home safe from disaster. While you often rest assured that your home is well-protected, it’s important to keep in mind that only certain disasters are covered under your home insurance. Find out which types of disasters are covered under your homeowners insurance so that you can protect your home appropriately.
Fire & Other Disasters.
Natural disasters can cause a lot of damage to your home. Disasters such as house fires, hail, windstorms, and lightning are generally covered under your basic policy. However, it’s important to read through the specifics of your coverage. Look to see which perils are outlined under your policy so that you can get the additional coverage that you need.
Vandalism & Theft.
Your home insurance policy gives you coverage for more than just natural disasters. Your policy typically gives you coverage to protect your home and personal property from things like theft, vandalism, and civil unrest.
While your homeowners insurance gives you’re a wide range of coverage for disasters, there are still quite a few disasters that require supplemental coverage. Damage caused by things like floods, earthquakes, wildfires, sewage back-ups, and lack of home maintenance, are not typically covered by your basic home insurance policy. Instead, you need supplemental coverage.
When it comes to your home, ensure that you’re protected from disaster with the right insurance. Find out which types of disasters you’re covered for under your homeowners insurance
the professionals at Fuller Insurance Agency
, located in Southern California, for assistance finding the right policies for your family in Chino Hills, Los Angeles, Long Beach, and surrounding communities.