Protect your home business with commercial insurance in Los Angeles.
Protecting your business is essential to your business practices. Any accidents may be detrimental to your operations. However, if you own a home business, you may assume that your homeowners insurance has you covered. That’s not the case. Rather, you need special commercial insurance
in Los Angeles for your home business
. You have options when deciding what type of insurance you need to keep your home business safe. Determine which policy you need based on your business structure and your practices. Check out what you need to know about insuring your home business with an insurance policy.
While your homeowners insurance policy won’t give you business insurance coverage, you can add on to it with supplemental coverage. If you’re the only employee, and you need minimal coverage, a supplemental policy may be your best option.
Home Business Policy.
If your home business is somewhat larger with only a few employees, consider a plain old home business policy. It gives you liability coverage up to $10,000, and will cover general liability suits. However, keep in mind that this type of coverage has its limitations.
Business Owner Policy.
If you run a large home business, a business owner policy is best. It gives you more than $10,000 of coverage for professional liability, commercial property damage, and business interruption insurance. Certain policies will also give you commercial auto insurance coverage in case you need to make a few deliveries. If your business is larger, a policy with more coverage is necessary.
Get commercial insurance
in Los Angeles to know that your home business is safe and secure. Contact
the professionals at Fuller Insurance Agency
, located in Southern California, for assistance finding the right policies for your family in Chino Hills, Los Angeles, Long Beach, and surrounding communities.