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Using Your Homeowners Insurance After Fire Damage

Aug 07, 2015

General Articles

Using Your Homeowners Insurance After Fire Damage

Your Los Angeles, CA Homeowners Insurance & Fire Damage

We love the summer in sunny California. The warm weather pairs beautifully with the cooling, crashing waves of our beaches, and over the warmer season it seems we have endless opportunity to take advantage of the natural beauty that surrounds us. The problem is that as the mercury heats up, so does our fire risk.

So you can be prepared this fire season, here is a look at how your Los Angeles, CA homeowners insurance protects you against fire damage.

After a fire, all you will want to do is get your life back to normal. In order to do that, you need money to pay for the repairs to your home and to purchase replacements for all of your personal belongings that were destroyed or damaged. Getting that money might seem overwhelming, but your homeowners insurance policy delivers that money in the form of a claims check! To help you get that check as quickly as possible, use these steps.
  • Before The Fire: Create a home inventory. Filling out your claims paperwork will become much easier if you already have a handy list of all of the items that were previously kept in your home to reference. Take photos and videos to supplement your inventory.
  • After The Fire: Call your insurance agent to report your loss and follow any advice he or she offers. Generally, you should not remove any debris or property that you hope to have covered until a claims adjuster has been able to visit your home. Keep your receipts for any additional living expenses you have to cover as your home insurance should reimburse you for them, and stay in close contact with your agent.
Recovering after a fire might seem overwhelming at first, but the right insurance agent will be able to come alongside your family to ensure your claim is processed as quickly and easily as possible. To get a team of agents committed to helping you protect your quality of life, contact Fuller Insurance Agency. Serving Los Angeles, Long Beach, and surrounding cities, we are here to set the right homeowners insurance in place for this fire season and through the rest of the year.
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