Here are some of the insurance coverages that you should secure before heading off to college.
If you are attending college this fall, then it’s important that you are ready to handle everything that may come your way. One of the best ways to be prepared is by having the right insurance coverages in place. Not sure which types of
personal insurance in Los Angeles, California you will need this semester? Then here are some of the
essential policies that you should not leave home without.
Renters Insurance
Whether you are planning to live on or off-campus, it’s important that you secure protection for your possessions. Luckily, with the right renters insurance, you can ensure that you will receive compensation in the event that your belongings are damaged or stolen. Additionally, getting renters insurance will also ensure that you have coverage if you run into a personal liability issue while away at school.
Auto Insurance
If you are planning on taking a car with you to campus, then you will obviously need to have the right auto insurance protections in place. If you are attending school in-state, then you will likely have coverage under your family’s auto policy. However, if you are attending school out-of-state, then you may have to secure your own policy. Before you leave for school, make sure you speak to your insurer to learn about your coverage options.
Health Insurance
Nowadays, most colleges and universities are requiring students to carry some minimum level of health insurance. Usually, schools offer students the option of enrolling in a campus health plan or show proof of coverage under a parent’s health insurance policy. If you want to remain under your parents’ plan, then contact your school and ask how you can waive your enrollment into the campus insurance program.
These are some of the essential insurance coverages you should secure before heading off to school. Do you have additional questions regarding your
personal insurance in Los Angeles, California? Then don’t hesitate to contact the experts at Fuller Insurance Agency in Southern California. We are ready to assist you with all your coverage needs today.
