Multiple factors may affect your commercial car insurance costs in Los Angeles. Generally, a high claims frequency, multiple accidents, or traffic infringements can raise your auto insurance premiums. All these factors have one thing in common—a direct relationship with your drivers' competencies and behavior on the road.
To maximize the safety of your commercial fleet and potentially reduce your insurance costs, consider hiring and keeping only safe drivers. Here are four ways to identify and keep safer drivers for your company vehicles.
Anybody's driving history is a reliable pointer to their future driving behavior. The MVR keeps this information for all drivers, so be sure to check it when vetting each driver. It is important that you have a strict safety criterion that each driver must meet to work for you.
Some of the red flags to watch out for include:
You can use this MVR information as part of your pre-hire driver vetting process. However, you shouldn't stop there. Keep reviewing MVRs to ensure that the people driving your company vehicles are well-behaved on the road. Also, enforce your MVR standards consistently for all your drivers.
All your driving employees need constant monitoring on the job to ensure they're complying with your safety standards. You don't always have to accompany them to work to track their performance. Try these tips instead:
Fatigued drivers lack the concentration levels necessary to drive safely. It is important that your company drivers get enough rest before getting behind the wheels. Here are some measures you can implement in your organization to prevent driver fatigue:
According to the National Highway Traffic Safety Administration (NHTSA), non-performance driver mistakes, like sleep, cause 7% of car accidents each year.
Besides obtaining and maintaining the DOT's certified medical status, ensure your drivers consistently do the following:
You can easily identify safer drivers to protect life on the road by taking these key steps. If you need help finding the right car insurance in Los Angeles, contact our experts at Fuller Insurance Agency today. We're happy to help create customized coverage for your commercial fleet.