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16 September, 2021 0
5 Ways You Can Use Life Insurance Benefits

5 Ways in Which You Can Use Life Insurance Benefits

Life insurance is a legal agreement between a policyholder and an insurance company, wherein the latter is obliged to pay death benefits to the policy’s beneficiary at the death of the policyholder. However, before the insurer pays out the benefits, the insured must pay a certain amount of money (premium) during their lifetime, as stated…

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9 September, 2021 0
Understanding Umbrella Insurance Defamation Coverage

Understanding Umbrella Insurance Defamation Coverage

Personal insurance like a homeowners or auto policy is always a worthwhile investment. However, these coverages provide protection only to a certain extent. In certain scenarios, you can address the coverage deficit by getting umbrella insurance. The extra policy can pay for expenses arising from specific liabilities, such as compensatory damages against you for defamation…

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26 August, 2021 0
Do I Really Need Flood Insurance For My Home

Do I Really Need Flood Insurance for My Home?

Knowing some basic facts about flood-related damages will help you understand why having flood insurance is so important. Unfortunately, many people have no idea they live in a floodplain until it’s too late. Floodplains cover less than 2% of the earth’s surface, but flooding is the most commonly reported natural disaster in the U.S. The…

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