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30 January, 2020 0
rain, winter perils your business faces

Protect Your SoCal Business from Winter Perils

Don’t leave your business vulnerable this winter.

Winter weather conditions are the harshest that your business will face all year.  While Southern California doesn’t usually experience blizzards or ice storms, this does not mean that your business is safe.  In fact, there are many winter risks that you need to watch out for.  While having the right commercial insurance in Los Angeles, California, will help keep you safe, take these other precautions as well.

  • Conduct an Inventory

Business owners need to conduct an inventory of all their commercial property.  This will ensure that they know which supplies, equipment, inventory, and other belongings they need to file a claim for if their business is damaged by winter weather.  When creating an inventory for your business, make sure you include pictures of every item as well as receipts and other documents that can prove ownership and purchase price.  This will make it easier to secure adequate coverage to make repairs or replacements.

  • Protect Outdoor Staff

If your employees are working outside this winter, then make sure they are wearing appropriate clothing for the weather.  For instance, they should dress in warm layers with a top layer that will repel moisture.  Additionally, they should keep warm with hats, gloves, and boots.  By having your employees dress appropriately for the weather, you can reduce the chances of them becoming ill or developing hypothermia.

  • Warn Customers and Third Parties

For Southern California, winter is the wettest season of all.  As employees, customers, vendors, and other parties walk in and out of your building, they will likely track water all over your floor.  If you do not want someone to slip, fall, and injure themselves while walking into your business, then you should place an absorbent mat at your company’s entrance.  Additionally, you should post signs warning visitors about their fall risk.  Taking these precautions will reduce the chances of someone hurting themselves and holding your business liable.

These are some of the precautions that you should take this winter.  Remember, having the right commercial insurance in Los Angeles, California, is another way to protect your business.  For assistance with all your coverage needs, contact the experts at Fuller Insurance Agency in Southern California today.

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