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15 August, 2019 0
palm trees caught in a storm, help your business after a natural disaster

How to Help Your Business Recover from a Natural Disaster

Here are some of the things you should do to help your business recover after a natural disaster.

Natural disasters can strike suddenly and leave chaos and devastation in their wake.  Unfortunately, if your business gets caught up in this destruction, it can seem like recovery is impossible.  Fortunately, there are things that you can do to get your business back on track.  From calling the right relief agencies to accessing your commercial insurance in Los Angeles, California, here are some of the steps that you can take to help your business recover after a natural disaster.

  • Contact FEMA or SBA

If your business needs immediate assistance following a natural disaster, then you should contact a relief agency as soon as possible.  For instance, you can reach FEMA (Federal Emergency Management Agency) at 1-800-621-3362 and SBA’s (Small Business Administration) Disaster Assistance at 1-800-659-2955.

  • Take Care of Your Staff

Following a major natural disaster, you need to take care of yourself and your employees.  First, evaluate yourself to ensure that you have not suffered any major injuries.  Once you are sure that you’re okay, you should make sure that your staff is healthy as well.  If necessary, take injured staff members to get medical treatment or call emergency medical services as soon as it is safe to do so.  Remember, caring for your staff is an ongoing process.  You may have to provide continued support for the employees that are traumatized by the natural disaster.

  • Inform Your Lender

You should contact your lender or the other financial institutions that you are beholden to and inform them of the emergency situation.  Oftentimes lenders will work with businesses and temporarily defer their payments until the situation is resolved and business operations are once again up and running.

  • Document Damage

After a natural disaster, your business will probably be left with significant damages.  To ensure that you receive enough compensation to address the full scope of your damage, you need to take pictures or videos that document the issues.  Submitting this visual evidence to your insurer will help your claim go through much more efficiently.

  • Contact Your Insurance Provider

Once you have taken care of immediate needs such as dealing with injuries and speaking with the authorities, you should call your insurance provider.  Your claims adjuster will help you file a claim for the damages and losses that your business has suffered.  The sooner you file your claim, the sooner you will receive the coverage you need to organize repairs and replacements.

These are some of the things that you can do to help your business recover after a natural disaster.  Remember having the right commercial insurance in Los Angeles, California is the best way to help your business bounce back after an emergency event.  Need help with your commercial coverage?  If so, then contact the experts at Fuller Insurance Agency in Southern California for assistance today.

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