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10 June, 2021 0
Home Insurance Premiums

Understanding How Home Insurance Premiums Are Calculated

In the U.S., the average annual cost of homeowners insurance is about $1,300. The actual cost varies from one policyholder to another depending on factors such as home value, size of coverage, and the risks involved. Read on to understand how insurers calculate your home insurance premiums. How Are Homeowners Insurance Premiums Calculated? To calculate…

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3 June, 2021 0
Flood Insurance

Why Flood Insurance Is Necessary If You Live in California

Flooding due to extreme weather can cause serious damage to your home and personal belongings. Yet, your homeowners or renters insurance policy won’t protect you against financial loss resulting from flood damage. The need to consider flood insurance in California arises from the fact that this state is largely prone to flooding. Here is a…

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29 April, 2021 0
pests

How to Protect Your Home from Common Pests

Tips to prevent common pest infestations As temperatures increase, more insects and vermin are coming out to play.  Unfortunately for homeowners, this means that their risk of pest infestations is much higher.  This is why you should take precautions to safeguard your home.  Here’s what homeowners can do to prevent common pest infestations. Fleas and…

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22 April, 2021 0
Apartment Buildings

A Guide to Insurance for Apartment Buildings in California

Apartment building owners in California should make sure that their properties are properly insured to avoid penalties and lost opportunities. Many apartments are designed with valuable assets such as swimming and tennis facilities, which need to be protected against vandalism and environmental disasters. Discussing your asset protection needs with a professional insurance agent will help…

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15 April, 2021 0
Water Damage to your home

Essential Tips to Protect Your Home from Water Damage

Severe water damage is one of the most expensive disasters you may have to deal with as a homeowner. Luckily, there are a few things that you can do to help protect a home from water damage. You can use your home insurance policy to insure against different types of water damage. You are generally…

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