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16 March, 2021 0
Homeowner's Insurance Burst Pipe Claims

Burst Pipes and Homeowners Insurance: Here’s What You Need to Know

Cold weather can be a concern for homeowners since pipes can burst, causing water damage to a property. In order to file a homeowners insurance burst pipe claim, this type of coverage must be specified in the policy. Here’s a look at what happens for homeowners when pipes get damaged by severe weather. Different Types…

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11 March, 2021 0
Buying Insurance Online Vs Agent

Understanding the Difference Between Finding Car Insurance Online and Offline

Many people search for car insurance online because it’s more convenient than driving around looking for agents across town. While the internet is a great resource for narrowing down choices, talking with an agent directly on the phone, via email, or in-person gives you deeper insights on policies and offers a more in-depth coverage comparison.…

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25 February, 2021 0
E&O & Professional Liability

Is There a Difference between Professional Liability and Errors & Omissions Insurance?

As a business owner, you know how important it is to secure the right commercial insurance in Los Angeles.  As you discuss your coverage needs with your insurance agent, they may bring up professional liability and/or E&O insurance (errors and omissions insurance).  However, what are these coverages, and why do they seem to be discussed interchangeably?…

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18 February, 2021 0
Workers' Compensation Exemptions

Who Is Exempt from Workers’ Compensation Insurance?

Although most states require employers to carry workers’ compensation insurance, some companies can apply for exemptions from this coverage for certain workers. Here’s a look at which type of entities are exempt from workers’ compensation insurance. Exemptions for Independent Contractors Independent contractors are not covered by workers’ compensation plans because they’re expected to take out…

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11 February, 2021 0
mental health

Mental Health Tips for the Pandemic Era

The pandemic has not only impacted the physical world, it has also challenged people’s mental health. Even once the coronavirus subsides, the impact of the pandemic on people’s personal experiences will be felt for many years. One reason  COVID-19 and mental health are connected is the pandemic has led to business shutdowns and employees losing…

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