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Apartment Building Insurance


Apartment Building Insurance

 

Apartment InsuranceApartment Insurance

 

Our Goal is to provide you with the best possible coverage at a very competitive price with a carrier that understands your business. We have worked closely with our insurance carriers over the past 25 years to provide excellent claims service and loss control inspections to protect your assets.

 

 

Rates are dropping to 10 year lows.
Don’t be caught with the wrong coverage or price!

 

 

Apartment Buildings sample quotes in Southern California. For an actual quote in your area click here. 2,500 deductible; 1,000,000 liability; 5,000 med pay and building ordinance coverage on properties 1960 and newer.
City
Zipcode
Year Built
Total # Units
Building Limit
Premiums Start From
Santa Monica
90405
1960
7
700,000
$1,900 to $2,500
San Diego
92104
1970
10
1,000,000
$1,900 to $2,700
Anaheim
92801
1980
15
1,500,000
$3,000 to $3,700
Los Angeles
90024
1990
20
2,000,000 
$4,050 to $5,500
Los Angeles 
(older building)
90036
1930
10
1,000,000
$4,250
Quotes based on: Apartment Association Membership, Professionally Managed properties, pride of ownership. No claims in the past 3 years, No swimming pools, Buildings updated in the past 30 years, rates as of 3/1/07.

* This is a brief description of coverage for complete details and acceptability, including an actual quote contact our office and refer to a policy for limitations and exclusions.

 

 

 

Programs for all types of buildings

 

We represent several Insurance Carriers that have designed specific program to meet the needs of the income property owner.

  • NEW Tenant Insurance Program – Guaranteed issue to your tenants via internet
  • No Complex to Small or Large
  • New and older Buildings (70+ years)
  • “Admitted” & “Non Admitted” Carriers
  • Coverage Available in the following States: (California , Nevada, Arizona, Washington, Oregon)
  • Programs for Apartment Buildings, Condo Complexes, Office Buildings, Shopping Centers and Strip Malls

 

 

Type of Coverage Available

  • Fire / Liability
  • Business Income Coverage
  • Replacement Cost Coverage
  • Special or Basic Form
  • Standard or Tailor-made Packages
  • Specialized coverage designed for loans written through the “Fannie Mae” Lenders
  • Building Ordinance ( Demolition, Contingent Liability, Increased Cost of Construction)
  • Excess Liability up to $10,000,000
  • Commercial Umbrella from 1,000,000 to 100,000,000 limits
  • Earthquake (various deductible available)
  • Flood ( National Flood Program and Excess Flood)
  • Money and Security
  • Back up of sewers and drains
  • Employee Dishonesty
  • Personal Injury and Advertising injury
  • Medical Payments
  • Mechanical Breakdown
  • Inflation Guard

 

 

Discounts Available

  • Apartment Association Members
  • Professionally managed Buildings
  • Pride of ownership
  • Claims free experience
  • Buildings equipped with alarms and fire protection
  • Sprinklered Buildings
  • Multiple Buildings
  • Years in Business

 

 

CLICK HERE FOR A QUOTE!